On January 1st, 2023 Howard Mutual Insurance and West Elgin Mutual Insurance amalgamated to become Salus . The Corporations Act requires that a final Annual General Meeting of policyholders for each of the two legacy companies is held for some routine business related to the most recently closed reporting period ending December 31, 2022.
As more information regarding AGM dates, times and venues comes to hand, updates will be added to the website blog and this page of the Salus website.
To download a copy the financials for your legacy company, please click on the relevant link below.

Howard Mutual 2022 Financial Statements
Howard Mutual Audited Financial Statements for the year ending December 31, 2022.
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West Elgin Mutual 2022 Financial Statements Download
Audited Financial Statements to December 31, 2022 -
Howard Mutual 2022 Financial Statements Download
Howard Mutual Audited Financial Statements for the year ending December 31, 2022.