Home Insurance

    Home, it’s the place for raising a family, neighbourhood gatherings, and backyard barbecues. As the saying goes, there’s no place like it. That’s why choosing the proper insurance program is such an important decision. It’s about more than just price. It’s about choosing a company that’s going to be there when you need it most.

    Salus Mutual is naturally equipped to understand the unique insurance needs for you, your property, and your community. That’s because we’re part of your community and have been for generations. Because, like you, when it comes to protecting our homes, we prefer to deal with a neighbour, not a stranger.

    With Salus Mutual, you can be assured you’re receiving complete and personalized protection for your residence and property.

    Our home insurance program provides you with many options:

    • Insurance on your house or seasonal cottage
    • Coverage for additional living expenses if your home becomes uninhabitable due to an insured loss
    • Separate coverage for your detached garage, shed, gazebo, and swimming pool and/or hot tub
    • Home contents and personal property coverage
    • Coverage for sump and sewer backup
    • Specialty coverage for jewelry, fine art, and other collectibles
    • Extended coverage for students’ contents and property of family members living in your home
    • Special features, such as protection against identity theft, and coverage for refrigerator or freezer contents in case of mechanical breakdown or power failure
    • Legal liability to provide protection for third party property damage or bodily injury

    We take care of the details. You take care of the living.

    In the event of claim, we’ll respond with our swift and detailed claims service. You’re more than a number, we treat you like a neighbour.

    With Salus Mutual’s strength and service behind you, you can get on with what’s important – living!

    Need home insurance? Find an agent to talk about how we can give you peace of mind about your home.

    Find an Agent