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    Ontario homeowners face one of winter's most challenging threats: frozen pipes. We understand how quickly a frozen pipe can turn into a costly disaster. That's why we've created this guide to help you protect your home during the coldest months of the year.

    Carbon monoxide is often called the silent killer for good reason. You can’t see it, smell it, or taste it, yet it claims lives every year in Ontario. That’s why the province has strengthened its Fire Code requirements, and as of January 1, 2026, these changes are now in effect. At Salus Mutual, helping our neighbours stay safe has always been